Georgia Car Insurance (GA)

The state motto of Georgia is:: "Wisdom, Justice and Moderation."

And when talking about car insurance, maybe research should be added to that motto. Georgia car insurance is something you have to be careful with. While the state of Georgia applies the No-Fault system- meaning that if you are in an accident, your insurance carrier will pay your injury claims regardless of who caused the accident (up to a specified limit), there may be detail variations regarding the no-fault system. To better understand Georgia car insurance, check with your state insurance regulator for regulations. For the best rates, you can always visit www.InsuranceUSA.com.



When it comes to Georgia car insurance, the state law for Georgia requires a minimum coverage of $15,000 for Bodily Injury Liability per injured person. It also requires up to a maximum of $30,000 per accident. The minimum state requirement for Property Damage Liability coverage is $10,000. This type of coverage is generally referred to as 15/30/10 coverage.

What happens if you don't get car insurance in Georgia? Law enforcement officers will ask you for proof of insurance at the time of traffic stops or accidents. Insurance companies notify the department of motor vehicles of all policy cancellations, non-renewals, and new policies. If this is the case with you, the law enforcement officer will know it and it could cause you huge fines or worse. Failure to maintain proper insurance could lead to the suspension of your vehicle registration and/or driver license. This can be expensive to the vehicle owner. Be sure that you follow the Georgia car insurance laws!

Although Georgia car insurance does not require a minimum Personal Injury Protection (PIP), there are advantages to having this type of coverage. For example, if you ever have an accident, PIP will pay for your and your passengers' medical expenses.

Another type of optional coverage you can consider getting is Uninsured/ Underinsured Motorist Coverage. This coverage will help pay for any injury resulting from an accident caused by an uninsured driver. You can choose to purchase this added protection, although state law for Georgia car insurance does not require it.

Georgia car insurance is really not that complicated. While many residents in The Empire State of the South will get their insurance in the traditional way, make sure you compare Georgia car insurance rates from multiple car insurance companies to get the best rate. You can call each car insurance company directly or you can shop for auto insurance online.

Shopping for auto insurance online can be faster and more convenient.- you should consider saving money and going to www.InsuranceUSA.com.

Major Georgia Cities

470,688	Atlanta	190,782	Augusta	185,271	Columbus
128,453	Savannah	103,238	Athens	94,316	Macon
93,000	Sandy Springs	85,920	Roswell	75,394	Albany
61,261	Marietta	57,907	Warner Robins	47,643	Smyrna
45,205	Valdosta	40,680	East Point	40,300	North Atlanta
40,128	Alpharetta	39,000	Redan	36,000	Dunwoody
35,816	Rome	34,524	Peachtree City	32,444	Gainesville
32,140	Dalton	31,500	Mableton	30,522	Kennesaw
29,500	Martinez	28,615	Hinesville	28,393	Lawrenceville
28,300	Candler-McAfee	27,568	Douglasville	27,362	La Grange
26,800	Tucker	24,654	Newnan	24,612	Statesboro
24,482	Duluth	23,286	Griffin	22,201	Forest Park
21,837	Carrollton	20,181	College Park