Florida Car Insurance (FL)

The state motto of Florida is:: "In God We Trust."

Florida car insurance is something you have to be careful with. While the state of Florida applies the No-Fault system- meaning that if you are in an accident, your insurance carrier will pay your injury claims regardless of who caused the accident (up to a specified limit), there may be detail variations regarding the no-fault system. To better understand Florida car insurance, check with your state insurance regulator for regulations. For the best rates, you can always visit www.InsuranceUSA.com.



When it comes to Florida car insurance, the state law for Florida requires a minimum coverage of $10,000 for Bodily Injury Liability per injured person. It also requires up to a maximum of $20,000 per accident. The minimum state requirement for Property Damage Liability coverage is $10,000. This type of coverage is generally referred to as 10/20/10 coverage.

What happens if you don't get car insurance in Florida? Law enforcement officers will ask you for proof of insurance at the time of traffic stops or accidents. Insurance companies notify the department of motor vehicles of all policy cancellations, non-renewals, and new policies.

If this is the case with you, the law enforcement officer will know it and it could cause you huge fines or worse. Failure to maintain proper insurance could lead to the suspension of your vehicle registration and/or driver license. This can be expensive to the vehicle owner. Be sure that you follow the Florida car insurance laws!

Although Florida car insurance does not require a minimum Personal Injury Protection (PIP), there are advantages to having this type of coverage. For example, if you ever have an accident, PIP will pay for your and your passengers' medical expenses.

Another type of optional coverage you can consider getting is Uninsured/ Underinsured Motorist Coverage. This coverage will help pay for any injury resulting from an accident caused by an uninsured driver. You can choose to purchase this added protection, although state law for Florida car insurance does not require it.

Florida car insurance is really not that complicated. While many residents in The Sunshine State will get their insurance in the traditional way, make sure you compare Florida car insurance rates from multiple car insurance companies to get the best rate. You can call each car insurance company directly or you can shop for auto insurance online.

Shopping for auto insurance online can be faster and more convenient.- you should consider saving money and going to www.InsuranceUSA.com.

Major Florida Cities

782,623	Jacksonville	386,417	Miami	325,989	Tampa
249,079	St. Petersburg	220,485	Hialeah	213,223	Orlando
167,380	Fort Lauderdale	158,500	Tallahassee	150,380	Pembroke Pines
145,629	Hollywood	140,010	Cape Coral	131,692	Port St. Lucie
128,804	Coral Springs	108,687	Clearwater	108,184	Gainesville
106,623	Miramar	104,179	Pompano Beach	99,438	Miami Gardens
97,498	West Palm Beach	92,833	Palm Bay	90,589	Sunrise
89,000	Spring Hill	88,713	Lakeland	88,000	Brandon
87,925	Miami Beach	86,632	Boca Raton	85,989	Plantation
84,204	Davie	82,788	Deltona	79,000	Town 'n' Country
78,000	Kendall	76,646	Melbourne	76,348	Deerfield Beach
74,473	Largo	66,885	Boynton Beach	66,000	Tamiami
65,679	Weston	65,000	Fontainbleau	64,757	Delray Beach
64,421	Daytona Beach	63,500	Palm Harbor	61,000	Kendale Lakes
60,952	Palm Coast	59,923	Tamarac	59,621	Lauderhill
59,364	Kissimmee	58,428	Fort Myers	57,654	North Miami
56,002	Margate	54,055	Pensacola	53,917	Bradenton
53,746	Port Orange	53,711	Sarasota	53,583	Wellington
52,000	The Hammocks	49,745	Ocala	49,017	Coconut Creek
49,000	Port Charlotte	48,989	Palm Beach Gardens	47,909	Jupiter
47,352	Pinellas Park	47,257	Sanford	44,500	Pine Hills
44,494	Homestead	44,000	North Fort Myers	43,767	Titusville
42,871	Coral Gables	42,262	North Lauderdale	42,253	North Port
41,500	Kendall West	41,057	Altamonte Springs	39,500	Country Club
39,442	North Miami Beach	39,000	Lehigh Acres	38,613	Ormond Beach
38,552	Fort Pierce	38,000	Greater Carrollwood	37,992	Bonita Springs
37,500	Merritt Island	37,188	Panama City	37,083	Hallandale Beach
36,690	Dunedin	36,500	Egypt Lake	36,342	Lake Worth
36,000	Golden Glades	35,200	South Miami Heights	35,000	University
34,728	Apopka	33,772	Riviera Beach	33,000	Lake Magdalene
32,583	Winter Springs	32,525	Greenacres	32,500	West Little River
31,826	Lauderdale Lakes	31,800	Lakeside	31,713	Oakland Park
31,450	Plant City	30,886	Royal Palm Beach	30,500	Westchester
30,500	Richmond West	30,022	Cooper City	30,000	East Lake
29,849	Ocoee	29,848	Oviedo	29,501	Winter Haven
29,500	University Park	29,391	Aventura	28,782	Dania Beach
28,179	Winter Park	28,000	Yeehaw Junction	27,600	Ferry Pass
26,300	Cutler Ridge	25,500	The Crossings	25,500	Winter Garden
25,000	Golden Gate	25,000	Oak Ridge	24,900	Coral Terrace
24,500	Land O' Lakes	24,500	Bayonet Point	24,375	De Land
24,298	Casselberry	24,245	Rockledge	23,935	Key West
23,700	Boca Del Mar	23,600	Leisure City	23,590	Palmetto Bay
23,200	Wekiva Springs	23,100	Holiday	23,000	Citrus Park
23,000	Wright	22,651	Tarpon Springs	22,508	St. Cloud
22,500	Brent	22,500	Greater Northdale	22,356	New Smyrna Beach
22,321	Miami Lakes	22,300	West and East Lealman	22,200	South Bradenton
22,145	Parkland	22,100	Bellview	21,978	Temple Terrace
21,900	West Pensacola	21,895	Doral	21,770	Jacksonville Beach
21,709	Naples	21,500	Palm City	21,132	Edgewater
20,974	Venice	20,000	Vero Beach South	19,817	Fort Walton Beach
17,078	Vero Beach