Unicare Health Insurance Ratings		0 Customer Ratings
Coverage:		0 out of 5
Cost:		0 out of 5
Customer Service:		0 out of 5
Claims:		0 out of 5

Unicare Health Insurance is a nationwide health insurance company that works along with its clients, employees, brokers, and vast network of health care professionals to ensure that their members have access to the highest quality health care options.

Unicare Health Insurance offers managed health care products to customers across the country. They work in conjunction with the Unicare Life & Health Insurance Company. Unicare Health Insurance is also affiliated with the WellPoint Health Networks, which is one of the largest publically traded managed care organisations in the United States. The two companies combined serve the health insurance needs of over 13 million customers as well as close to 42.6 million specialty members.

Unicare Health Insurance offers its clients a wide range of healthcare products and plans to choose from. Unicare Health Insurance offers a highly competitive price for all of their services and products. Everyone has different needs in terms of health coverage and Unicare Health Insurance understands that. There a wide variety of Unicare Health Insurance plans that can be tailored to fit your needs for health care, prescription drugs, dental, life and disability benefits and other health related products.

Unicare Health Insurance works hard to make sure that all of its members have a high level of control over their own medical care as well as their finances. The staff of Unicare Health Insurance works closely with their clients to find appropriate solutions for their health care requirements. Plans can be changed and adapted to fit changing circumstances.

Unicare Health Insurance isn’t just a solution for your health care issues but a partner with whom you can work in the long term to ensure that you and your family have exactly the health care coverage that you need.

AM Best have awarded Unicare Health Insurance with a rating of A- which is a great sign that they are a strong and trustworthy player in the health care market.

You can buy Unicare Health Insurance products in the following states: Alabama, Alaska, Arizona, Arkansas, Delaware, District of Columbia, Florida, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wyoming

Unicare Health Insurance offers a Health Savings Account plan (HSA) that allows you to pay for your medical costs and prescriptions using a special bank account that is tax free. Contributions to your Unicare Health Insurance HSA can be made by other people as well as by the account holder. The funds in your Unicare Health Insurance HSA can be pay for the expenses of your covered healthcare and prescriptions while enjoying the tax free benefits.

The Health Incentive Account (HIC) offered by Unicare Health Insurance gives you the opportunity to earn extra money through a rewards program. These funds can be applied to your medical expenses and prescription drug costs. Funds not used in a calendar year roll over and can be used the following year.

The Unicare Health Insurance Health Incentive Account provides you with an unlimited choice of healthcare providers. Needless to say, if you go with in network providers you will pay less for your health care coverage. If you want 100% coverage with no deductions and nationwide coverage the Unicare Health Insurance Health Incentive Account is a great option for you.

For added peace of mind, Unicare Health Insurance offers the Health Incentive Account Plus plan. The Unicare Health Insurance Company makes contributions to this account on an annual basis from your premium payments. The funds are then yours to use to pay for your qualifying medical expenses as well as prescription drug costs. Unused funds that are in your account at the end of the year roll over for use during the next year.

With the Unicare Health Insurance Health Incentive Account Plus you can choose to see network or non-network health care providers. You will always pay less if you stick to using in network health care professionals for your medical needs. When using the extensive Unicare Health Insurance network in conjunction with the Health Incentive Account Plus plan you will have access to health care which does not incur out pocket expenses or deductions from your HIA.

Unicare Health Insurance FIT plans give you a lifetime maximum claim of up to $5 million. They offer a wide variety of plans and deductibles depending on your financial circumstances and health care needs. Deductibles generally run between $500 and $5,000 per year.

The Family Flex feature of the Unicare Health Insurance FIT means that each member of your family can apply for the plan that best suits their needs using just one application form.

Also covered by the Unicare Health Insurance FIT plan is: preventative care; the MedCall 24 hour phone line that is staffed by RNs; and the Health Extensions program which provides you with discounts on products and services. You also get an RX card for prescription drug benefits.