MEGA Ratings		5 Customer Ratings
Coverage:		1.6 out of 5
Cost:		2.4 out of 5
Customer Service:		2 out of 5
Claims:		1.75 out of 5

Here at Mega Health and Life (MEGA), "affordable" is a word that is very important to us; we strive to bring much-needed insurance to individuals, families, small business owners, and the self-employed at a price they can afford. Mega Health and Life does this by providing health insurance plans that are customized with varied options and include many different forms of plans of insurance: Health Insurance, Dental Insurance, Vision Insurance, Critical Illness Insurance, Disability Income Insurance, Universal Life Insurance, Prescription Drug Coverage, Term Life Insurance, and a Hospital Indemnity Plan. MEGA delivers a unique balance between cost and benefits. This way you know you can count on your insurance plan to meet the needs of you and your family, or your small business. Mega Health and Life will help provide the protection needed for when the unexpected happens with some of today's most advanced tools and products in health insurance, delivering the right balance between cost and benefits.

Mega Health and Life offers you customizable health insurance plans, allowing you to choose from a wide variety of available options to meet your own individual needs. We at MEGA believe in giving flexibility and more options to the consumer, which allows us to pass this development along to you, our customer.

Mega Health and Life shares the mission and vision of our parent company, HealthMarkets. MEGA is committed to offering a new approach to health insurance called Consumer Guided Health Insurance, a health insurance that empowers you, the consumer, bringing the marketplace back to you. With the development of advanced products, we are now able to offer plans that will give our customers "price-check" power. We make it our responsibility to help our customers become smarter consumers with the ability to understand their health care option choices.

The plans that we at Mega Health and Life provide for our customers1 can offer transparent pricing, and the plans give quality completions amongst providers with an approach designed to stimulate price and the quality competition of providers, giving greater power to the customer.

We offer Flexible Plan Designs for you, the customer, including Hospital Bill Review, a Maximum Savings Benefit, Future Portability, and Family Continuation Benefit. Mega Health and Life is committed to passing these developments on to our customers, along with some of the most advanced products and tools available in today's health insurance world. We also offer an array of health insurance plans that can be customized to you, the customer, with many options available.

We believe that health insurance plans for individuals, families, small business owners, and the self-employed should represent value and flexibility. Mega Health and Life takes pride in the fact that we are able to offer health insurance such as health, dental, vision, life, and disability insurance, as well as prescription drug coverage in a wide range of insurance products.

If you are currently a Mega Health and Life customer and have any questions regarding MEGA products or your own unique benefit options, please feel free to contact us at 1-800-527-5504 for more information.

For the customer's convenience, we offer a wide variety of health insurance plans, some of the most advanced products available, flexibility, customized health care plans, "pay-check" power for the consumer, and the pledge of our promise to help the customer understand the available health care options, which will allow our clients to become smarter consumers.

MEGA Health and Life offers the following insurance types:

• MEGA Health Insurance
• Dental Insurance
• Vision Insurance
• Critical Illness Insurance
• Disability Income Insurance
• Universal Life Insurance
• MEGA Term Life Insurance
• Hospital Indemnity Plan