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Wisconsin Car Insurance (WI)


The state motto of Wisconsin is:: "Forward."

Wisconsin car insurance is something you have to be careful with. Wisconsin subscribes to a Tort system by law. This system finds someone at fault in any car accident and whoever is at fault should be accountable for the damages. Thus, insurance companies are crucial in supporting the payment for these damages- there may be detail variations regarding the tort system. To better understand Wisconsin car insurance, check with your state insurance regulator for regulations. For the best rates, you can always visit www.InsuranceUSA.com.

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When it comes to Wisconsin car insurance, the state law for Wisconsin requires a minimum coverage of $25,000 for Bodily Injury Liability per injured person. It also requires up to a maximum of $50,000 per accident. The minimum state requirement for Property Damage Liability coverage is $10,000. This type of coverage is generally referred to as 25/50/10 coverage.

What happens if you don't get car insurance in Wisconsin? Law enforcement officers will ask you for proof of insurance at the time of traffic stops or accidents. Insurance companies notify the department of motor vehicles of all policy cancellations, non-renewals, and new policies. If this is the case with you, the law enforcement officer will know it and it could cause you huge fines or worse. Failure to maintain proper insurance could lead to the suspension of your vehicle registration and/or driver license. This can be expensive to the vehicle owner. Be sure that you follow the Wisconsin car insurance laws!

Although Wisconsin car insurance does not require a minimum Personal Injury Protection (PIP), there are advantages to having this type of coverage. For example, if you ever have an accident, PIP will pay for your and your passengers' medical expenses.

Another type of optional coverage you can consider getting is Uninsured/ Underinsured Motorist Coverage. This coverage will help pay for any injury resulting from an accident caused by an uninsured driver. You can choose to purchase this added protection, although state law for Wisconsin car insurance does not require it.

Wisconsin car insurance is really not that complicated. While many residents in The Badger State will get their insurance in the traditional way, make sure you compare Wisconsin car insurance rates from multiple car insurance companies to get the best rate. You can call each car insurance company directly or you can shop for auto insurance online. Shopping for auto insurance online can be faster and more convenient.- you should consider saving money and going to www.InsuranceUSA.com.

Major Wisconsin Cities

578,887 Milwaukee 221,551 Madison 101,203 Green Bay
95,240 Kenosha 79,392 Racine 70,217 Appleton
67,658 Waukesha 63,485 Oshkosh 62,570 Eau Claire
61,962 Janesville 58,798 West Allis 50,287 La Crosse
48,872 Sheboygan 45,014 Wauwatosa 42,435 Fond du Lac
39,656 Brookfield 38,547 New Berlin 37,292 Wausau
35,753 Greenfield 35,621 Beloit 34,125 Menomonee Falls
33,917 Manitowoc 33,263 Franklin 32,312 Oak Creek
29,549 West Bend 26,779 Superior 25,999 Mount Pleasant
25,392 Sun Prairie 24,596 Neenah 24,426 Caledonia
24,298 Stevens Point 23,820 Mequon 23,375 De Pere
22,872 Muskego 22,816 Watertown 22,040 Fitchburg
20,849 South Milwaukee 20,276 Grand Chute
 
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