Connecticut Car Insurance (CT)

The state motto of Connecticut is:: "He Who Transplanted Still Sustains."

And he or she who shops for competitive rates in car insurance, wins! Connecticut car insurance is something you have to be careful with.




While The courts in Connecticut follow the Tort System- which means that someone is always found to be at fault for causing an accident and that person and/or their insurance company become responsible for paying for all damages done, there may be detail variations regarding the tort system.

To better understand Connecticut car insurance, check with your state insurance regulator for regulations. For the best rates, you can always visit www.InsuranceUSA.com.

When it comes to Connecticut car insurance, the state law for Connecticut requires a minimum coverage of $20,000 for Bodily Injury Liability per injured person. It also requires up to a maximum of $40,000 per accident. The minimum state requirement for Property Damage Liability coverage is $10,000. This type of coverage is generally referred to as 20/40/10 coverage.

What happens if you don't get car insurance in Connecticut? Law enforcement officers will ask you for proof of insurance at the time of traffic stops or accidents. Insurance companies notify the department of motor vehicles of all policy cancellations, non-renewals, and new policies. If this is the case with you, the law enforcement officer will know it and it could cause you huge fines or worse.

Failure to maintain proper insurance could lead to the suspension of your vehicle registration and/or driver license. This can be expensive to the vehicle owner. Be sure that you follow the Connecticut car insurance laws!

Although Connecticut car insurance does not require a minimum Personal Injury Protection (PIP), there are advantages to having this type of coverage. For example, if you ever have an accident, PIP will pay for your and your passengers' medical expenses.

Another type of optional coverage you can consider getting is Uninsured/ Underinsured Motorist Coverage. This coverage will help pay for any injury resulting from an accident caused by an uninsured driver. You can choose to purchase this added protection, although state law for Connecticut car insurance does not require it.

Connecticut car insurance is really not that complicated. While many residents in The Constitution State will get their insurance in the traditional way, make sure you compare Connecticut car insurance rates from multiple car insurance companies to get the best rate. You can call each car insurance company directly or you can shop for auto insurance online.

Shopping for auto insurance online can be faster and more convenient.- you should consider saving money and going to www.InsuranceUSA.com.

Major Connecticut Cities

139,008	Bridgeport	124,791	New Haven	124,397	Hartford
120,045	Stamford	107,902	Waterbury	84,437	Norwalk
78,736	Danbury	71,254	New Britain	61,353	Bristol
61,173	West Hartford	59,653	Meriden	53,045	Milford
52,923	West Haven	49,943	Stratford	49,173	East Hartford
47,438	Middletown	39,477	Shelton	36,598	Norwich
35,995	Torrington	35,299	Trumbull	31,864	Naugatuck
30,500	Central Manchester	29,676	Newington	28,755	East Haven
26,615	Westport	26,220	Wethersfield	26,174	New London
23,908	North Haven	20,452	Darien