Blue Cross Blue Shield of Tennessee is the state's largest health insurance provider. A part of the Blue Cross and Blue Shield Association, Blue Cross Blue Shield of Tennessee is an independent, not-for-profit organization that has its own, separate Board of Directors to oversee operations. Because of its affiliation with the Blue Cross and Blue Shield Association, Blue Cross Blue Shield of Tennessee members have access to the same benefits when they are traveling out of the state. Dedicated to providing the residents of Tennessee with the highest quality of healthcare insurance possible, Blue Cross Blue Shield of Tennessee is determined to remain a not-for-profit and locally owned company in order to best serve the needs of members.

Offering health insurance coverage for individuals, families, large corporations and small businesses, Blue Cross Blue Shield of Tennessee has many different plans to choose from. Each plan is designed with members’ needs and budgets in mind. A few of the most popular healthcare insurance plans include:


PremierBlue– this plan is designed for people who are self-employed, recently divorced, considering early retirement or those whose workplace does not offer health insurance. The co-pays range from $25 to $35, and deductibles for individuals range from $500 to $5,000. Deductibles for families range from $1,500 to $15,000.

BlueParetner– specifically designed for use with a Health Savings Account (HSA), this plan offers the flexibility to use your money for health coverage as you see fit. Services and prescriptions, except for preventative services, are subject to a deductible and co-insurance. However, the HSA can be used to cover those expenses. Individual deductibles range from $1,150 to $5,000, and deductibles for families range from $2,300 to $11,000.

SimplyBlue – providing basic health coverage, this plan is designed to pretect against unexpected, catastrophic illness or injury. Individual deductibles range from $1,000 to $3,500, and deductibles for families range from $2,000 to $7,000. The co-insurance ranges from 80 – 100%.

ValuePak – an alternative to the standard deductible and co-payment plans. This plan offers cost-effective, limited co-payments so that less expensive healthcare plans can be offered to your employees. Deductibles for individuals range from $0 to $5,000, and $0 to $15,000 for families.