Founded in 1933, Blue Cross Blue Shield of Minnesota has been one of the pioneers of health insurance coverage in Minnesota. With over 75 years of experience, the goal of Blue Cross Blue Shield of Minnesota has never changed – to provide affordable, cost-effective health insurance to all residents of Minnesota. Blue Cross Blue Shield of Minnesota is a non-profit, taxable organization and its subsidiaries work under Aware Integrated, Inc.

Serving over 2.7 million members, Blue Cross Blue Shield of Minnesota is the largest health insurance provider in Minnesota. Blue Cross Blue Shield of Minnesota has plans to fit everyone, from individuals to families, and from small companies to state and federal employees. Blue Cross Blue Shield of Minnesota also serves more than 125,000 members who participate in government-funded programs, as well as over 184,000 members who are insured by Medicare.

Blue Cross Blue Shield of Minnesota has always been a leader in the industry. It was the first to offer consumer-led health plan designs. Blue Cross Blue Shield of Minnesota works with over 95% of all the professional healthcare providers in Minnesota and all its members have access to all non-federal hospitals in the state. Offering comprehensive, state-wide coverage, Blue Cross Blue Shield of Minnesota has been awarded the highest accreditation status for its service and clinical quality by the National Committee for Quality Assurance.


Blue Cross Blue Shield of Minnesota has many health insurance plans to choose from. Each plan is designed to meet the changing needs of members. Blue Cross Blue Shield of Minnesota is dedicated to offering quality health insurance at affordable prices. Just some of the many benefits offered include a $20 a month credit for fitness centers, a 24-hour nurse advice hotline, and the option to use any doctor within the network that you want.

Aware Care is a traditionally designed health insurance plan offered by Blue Cross Blue Shield of Minnesota. This plan gives members both security and independence, and members are allowed to see the physician they choose from within the network of providers with no referral necessary. Benefits of this particular plan include screenings and routine check-ups, office visits, and hospital services that are all covered for 80%. There is also a lifetime $5 million maximum, prescription medicine coverage and dental plan available at special rates to members.

The Options Blue plans of Blue Cross Blue Shield of Minnesota combine quality care along with a Health Savings Account (HSA). This plan is designed to be an affordable way to guarantee that you have the best health care possible. The premiums are low, while the deductibles are higher. Benefits of the Blue Cross Blue Shield of Minnesota Options Blue plan include a $5 million lifetime maximum, preventative care, office visits, x-rays and lab tests, hospital stays, prescription medicines and surgery all covered at 80% to 100% once the deductible has been met.

The Personal Blue plan offered by Blue Cross Blue Shield of Minnesota is a more comprehensive health insurance plan that includes mental and physical healthcare. This affordable plan is designed for individuals, families or children who want a more traditional, comprehensive plan, but who want to be able to choose from a wide range of deductibles and premiums.