Founded in 1939, Blue Cross Blue Shield of Michigan is dedicated to providing the best quality health insurance to its members throughout Michigan. One of the main goals of Blue Cross Blue Shield of Michigan is to ensure that all Michigan residents have affordable access to health insurance.

Blue Cross Blue Shield of Michigan continually strives to improve the health, and health care, of all Michigan residents. As part of its public service, Blue Cross Blue Shield of Michigan has worked with the state to cover more then 32,000 children through the MIChild program. It has also worked with the Alliance for Advancing Nonprofit Health care by doing education and advocacy work. Blue Cross Blue Shield of Michigan has provided financial support to over 30 free clinics across Michigan, and is the largest healthcare company funding healthcare projects for the benefit of residents of the state.

Over the years, Blue Cross Blue Shield of Michigan has established a loyal base of members, due to its excellent service and its cost-effective and innovative health insurance plans. The keys to the success of Blue Cross Blue Shield of Michigan are their professional employees, and their excellent business relationships with associated providers.


For a tailor made health insurance plan, Blue Cross Blue Shield of Michigan offers the Individual Care Blue. This plan includes preventative care, office visits and prescription medicine benefits. The affordable co-pays and no deductible makes this a very popular plan. Costs for Blue Cross Blue Shield of Michigan Individual Care Blue start as low as $138.54 per month. There is only a 30% co-pay, unless otherwise stated in your particular policy.

The Flexible Blue health plan offered by Blue Cross Blue Shield of Michigan is combined with a Health Savings Account (HSA). This plan provides you with a tax free investment savings that can be rolled over annually, plus preventative care, office visits and prescription drug benefits. You also have the option to add on dental and maternity benefits with this plan. Deductibles for individuals range from $1,500 to $2,500, and $3,000 to $5,000 for families.

Blue Cross Blue Shield of Michigan offers a health insurance plan that is designed with members starting a new family or those who are self employed. The Value Blue provides basic health care benefits with affordable co-pays and low monthly premiums, as well as prescription medicine benefits.

For young adults between 18-30 years of age, Blue Cross Blue Shield of Michigan offers the Young Adult Blue. This program is designed for those who are single, but who are no longer able to qualify to be covered under their parent’s health insurance plans. The Young Adult Blue plans start for as little as $48 a month, and it offers discounts on prescription drugs.